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Finance TipsCategory
EMI Calculator
Calculate your monthly loan instalment
| Mo | EMI | Principal | Interest | Balance |
|---|
Loan Eligibility
How much loan can you get?
SIP Calculator
Systematic Investment Plan returns estimator
FD / RD Calculator
Fixed & Recurring Deposit maturity
Home Loan EMI Calculator
EMI, tax benefits & prepayment impact
| Mo | EMI | Principal | Interest | Balance | Paid% |
|---|
Car Loan Calculator
Full cost breakdown including ownership costs
| Mo | EMI | Principal | Interest | Balance | Paid% |
|---|
EV vs Conventional Vehicle
Compare total cost of ownership
| Year | ICE Cumulative | EV Cumulative | Diff | Better |
|---|
GST Calculator
Add or remove GST from any amount
Salary Calculator
CTC to in-hand take-home salary
| Component | Monthly | Annual |
|---|
PPF / NSC Calculator
Public Provident Fund & National Savings Certificate
| Year | Investment | Interest | Balance | Total Invested |
|---|
Retirement Planner
How much do you need to retire comfortably?
| Age | Monthly Expense | Corpus Required | SIP Needed/mo |
|---|
Education Loan Calculator
Plan education financing with moratorium period
| Month | EMI | Principal | Interest | Balance |
|---|
Mutual Fund Returns
SIP vs Lump Sum with LTCG & expense ratio
| Year | Invested | Value | Gain | Return % |
|---|
Credit Card Payoff
Find how long to pay off your credit card debt
| Month | Payment | Principal | Interest | Balance |
|---|
Inflation Calculator
See how inflation erodes purchasing power
| Item | Today | Future Cost | Extra Cost |
|---|
EPF Calculator
Employee Provident Fund maturity corpus
| Year | Age | Yearly Contribution | Interest | Balance |
|---|
NPS Calculator
National Pension Scheme corpus & annuity estimate
SWP Calculator
Systematic Withdrawal Plan — how long will your corpus last?
| Year | Opening Balance | Withdrawn | Growth | Closing Balance |
|---|
Compound Interest Calculator
See how your money grows with compounding
| Year | Opening | Interest | Closing |
|---|
Simple Interest Calculator
Basic interest calculation — principal × rate × time
CAGR Calculator
Compound Annual Growth Rate between two values
ROI Calculator
Return on Investment — gain vs cost
Profit Calculator
Cost, revenue & profit on a sale
Profit Margin Calculator
Gross & net margin from revenue & expenses
Break-even Calculator
How many units do you need to sell to break even?
| Units Sold | Revenue | Total Cost | Profit / Loss |
|---|
Invoice Calculator
Itemized billing with tax & discount
Brokerage Calculator
Trading charges & net profit/loss on a trade
Legal Fee Calculator
Estimate hourly or contingency-based legal fees
Net Worth Calculator
Total assets minus total liabilities
Emergency Fund Calculator
How much should you set aside for emergencies?
FIRE Calculator
Financial Independence, Retire Early — your FIRE number
Debt-to-Income Calculator
DTI ratio — a key measure of your loan eligibility & financial health
Savings Goal Calculator
How much to save monthly to hit your target
Budget Planner
50/30/20 rule — Needs, Wants & Savings split
Debt Payoff Calculator
Compare Snowball vs Avalanche payoff strategies
Income Tax Calculator
New vs Old Regime — FY 2025-26 (India)
| Slab | Rate | Tax in Slab |
|---|
| Slab | Rate | Tax in Slab |
|---|
Property Tax Calculator
Estimate your annual property tax
Tax by Country Calculator
Compare approximate income tax across countries
| Country | Income (INR) | Est. Tax (INR) | Effective Rate | Net Income (INR) |
|---|
Crypto Tax Calculator
India: 30% tax on gains + 1% TDS on transfers
HRA Calculator
House Rent Allowance exemption under Old Tax Regime
Gratuity Calculator
Gratuity payable on retirement or resignation (Payment of Gratuity Act)
Payroll Calculator
Gross to net salary breakdown for employers & employees
Insurance Premium Calculator
Estimate term life insurance premium
Car Insurance Calculator
IDV, premium estimate & add-on covers
Risk Reward Calculator
Risk:reward ratio & win rate needed to break even
Position Size Calculator
Size your position based on account risk %
Leverage Calculator
Margin required, exposure & approximate liquidation price
Stock Average Calculator
New average price after buying more shares
Dividend Yield Calculator
Yield % & annual dividend income from your holding
Stock Return Calculator
Absolute & annualized return on a stock holding
Forex Profit Calculator
Pips, lot size & profit/loss
Crypto Profit Calculator
Profit/loss on a crypto trade including fees
Mining Calculator
Crypto mining profitability & ROI on hardware
Staking Rewards Calculator
Compounded staking returns over time
Options Profit Calculator
Call/Put option payoff at expiry
Futures Margin Calculator
Margin required, leverage & approximate liquidation price
CPM Calculator
Cost per 1,000 impressions
CPC Calculator
Cost per click & budget planning
CTR Calculator
Click-through rate from impressions & clicks
ROAS Calculator
Return on ad spend
Engagement Rate Calculator
Likes, comments & shares relative to reach or followers
CAC Calculator
Customer Acquisition Cost
LTV Calculator
Customer Lifetime Value & LTV:CAC ratio
Conversion Rate Calculator
Visitors to customers conversion %
Hashtag Generator
Curated hashtag sets by niche — a balanced mix of broad & niche tags
Caption Generator
Ready-made caption templates by mood & category
Amazon Fee Calculator
Referral fee, FBA fee & net payout estimate
Shopify Profit Calculator
Payment fees, COGS, ads & net profit per order
Dropshipping Calculator
Margin after supplier cost, shipping & ad spend
Adsense RPM Calculator
Revenue per 1,000 pageviews & monthly earnings estimate
Shipping Calculator
Shipping cost, margin impact & free-shipping threshold
Inventory Calculator
Reorder point, safety stock & inventory value
SaaS Pricing Calculator
Plan pricing, gross margin & revenue projection per tier
MRR / ARR Calculator
Monthly & annual recurring revenue with growth projection
| Month | MRR | ARR (Annualized) |
|---|
ARPU Calculator
Average Revenue Per User
Churn Rate Calculator
Customer churn, revenue churn & retention
Burn Rate Calculator
Monthly cash burn — gross & net
Runway Calculator
How many months until you run out of cash?
Startup Valuation Calculator
Revenue multiple valuation & founder dilution
AI ROI Calculator
Cost savings & ROI from adopting AI tools
GPA Calculator
Weighted Grade Point Average from course credits & grades
GPA to Letter Grade Converter
Convert between GPA, letter grade and percentage — 4.0 (US) and 10.0 (India) scales
| Letter Grade | GPA | Percentage |
|---|
CGPA Calculator
Cumulative GPA across semesters & equivalent percentage
Exam Percentage Calculator
Marks scored as a percentage, with grade
Grade Calculator
Score needed on the final exam to reach your target grade
Rank Predictor
Estimate your rank from percentile & total candidates
Attendance Calculator
Required attendance %, safe leaves & classes needed
Study Planner
Daily study hours needed before your exam
Age Grade Calculator
Expected school grade/class based on date of birth
College Cost Calculator
Total cost of college & education loan estimate
Sponsorship Calculator
Fair rate for a sponsored post based on reach & engagement
Influencer Rate Calculator
Per-post rate from followers & engagement
YouTube Earnings Calculator
Estimated ad revenue from views & RPM
Subscriber Growth Calculator
Projected subscriber growth over time
| Month | Subscribers | Net New |
|---|
Thumbnail CTR Calculator
Click-through rate & views estimate from impressions
Twitch Earnings Calculator
Subscriptions, bits, ads & donations income estimate
Hourly Rate Calculator
Hourly rate needed to hit your target income
Freelance Rate Calculator
Project rate including taxes, overhead & profit margin
Freelance Profit Calculator
Net profit after business expenses & tax
Agency Pricing Calculator
Monthly retainer pricing & team margin
OpenAI Token Calculator
Estimate tokens & API cost from your text
API Pricing Calculator
Monthly LLM API cost estimate from usage volume
GPU Cost Calculator
Cloud GPU training / inference cost estimate
Cloud Cost Calculator
Estimate monthly compute, storage & bandwidth cost
AI Prompt Generator
Structured prompt templates by use-case
Rent vs Buy Calculator
Should you rent or buy a home?
| Year | Buy Net | Rent Net | Diff | Better |
|---|
Super Bike Loan Calculator
Premium motorcycle financing
| Mo | EMI | Principal | Interest | Balance | Paid% |
|---|
Business Loan EMI Calculator
Term loan, overdraft & working capital financing
| Mo | EMI | Principal | Interest | Balance | Paid% |
|---|
Tractor Loan Calculator
Regular & Advance EMI for agricultural equipment
| Mo | EMI | Principal | Interest | Balance | Paid% |
|---|
Personal Loan Calculator
Unsecured loan EMI, eligibility & total cost
| Mo | EMI | Principal | Interest | Balance | Paid% |
|---|
Gold Loan Eligibility Calculator
How much loan can you get against your gold?
| Gold Rate | Gold Value | Max Loan @75% | Max Loan @90% |
|---|
Gold Loan EMI Calculator
EMI, bullet & interest-only repayment options
| Month | Payment | Principal | Interest | Balance |
|---|
Two Wheeler Loan Calculator
Scooter & motorcycle loan EMI
| Mo | EMI | Principal | Interest | Balance | Paid% |
|---|
⚙️ Core Utility Calculators
Essential everyday tools — all in one place
🏃 Health & Fitness Calculators
BMI, calories, macros, sleep, pregnancy and more
🚗 Travel & Vehicle Calculators
Trip budgets, hotel costs, fuel & EV charging
🔋 EV Tools
Charging time, road trips, battery life, road tax & subsidies
🏗️ Home & Construction Calculators
Stamp duty, construction costs, materials & utility bills
🧮 More Calculators
Science, events, religion, pets & everyday planning
🛠️ Developer Tools
Formatters, generators, converters & more — all in one place
📁 Documents & Text Tools
Text utilities, document generators, QR/barcode & image tools
📑 PDF Tools
Merge, split, and convert PDFs — all processed locally in your browser
Blog & Articles
Financial tips, guides and insights from ToolMira
Contact Us
Have a question or suggestion?
About ToolMira
India's smartest free calculator suite
ToolMira is a free, India-focused financial calculator suite built to help everyday Indians make smarter money decisions — from EMI planning to retirement, tax to health.
Most financial tools are built for the West or locked behind paywalls. We believe every Indian deserves access to accurate, easy-to-use calculators — in one place, completely free. ToolMira was built to be that place.
Have a suggestion, found a bug, or want a new calculator? We'd love to hear from you.
Terms of Use
Last updated: 28 June 2026
Welcome to ToolMira ("we", "our", "us"). By accessing or using ToolMira.com you agree to these Terms of Use. If you do not agree, please do not use the site.
ToolMira provides free online calculators for informational and educational purposes. You may use the site for personal, non-commercial use. You must not misuse, reverse-engineer, scrape, or attempt to disrupt the service.
All results generated by ToolMira calculators are estimates only. Nothing on this site constitutes financial, legal, tax, medical, or investment advice. Always consult a qualified professional before making any financial or health decisions.
We strive to keep our calculators accurate and up to date, but we make no warranties regarding the completeness, accuracy, or fitness for a particular purpose of any result. Tax rates, interest rates, and regulations change — always verify with official sources.
All content, design, code, and branding on ToolMira are the property of ToolMira. You may not copy, reproduce, or distribute any part of the site without prior written permission.
ToolMira may link to third-party websites for reference. We are not responsible for the content, accuracy, or privacy practices of those sites.
To the maximum extent permitted by law, ToolMira shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the site or reliance on any calculator result.
We may update these Terms at any time. Continued use of the site after changes constitutes acceptance of the updated Terms. The "last updated" date at the top reflects the most recent revision.
These Terms are governed by the laws of India. Any disputes shall be subject to the jurisdiction of the courts of Bengaluru, Karnataka.
For questions regarding these Terms, email us at toolmiraa@gmail.com.
Privacy Policy
Last updated: 28 June 2026
ToolMira is committed to protecting your privacy. This policy explains what data we collect, how we use it, and your rights.
Calculator inputs: All calculations run entirely in your browser. We do not collect, store, or transmit any numbers you enter into our calculators.
Contact form: When you submit the contact form, we collect your name, email address, and message via Formspree to respond to your enquiry.
Usage data: We may collect anonymous usage data (pages visited, browser type, country) via analytics tools to improve the service. No personally identifiable information is linked to this data.
ToolMira uses minimal cookies — primarily to remember your last-used currency preference and theme setting. We do not use tracking or advertising cookies. You can clear cookies at any time through your browser settings.
We use contact form data solely to respond to your message. We do not sell, rent, or share your personal information with third parties for marketing purposes.
We use Formspree to process contact form submissions. Formspree's privacy policy applies to data processed through their service. We may use Google Analytics or similar tools for anonymous traffic analysis.
We take reasonable measures to protect any data you share with us. However, no internet transmission is 100% secure. Please do not share sensitive personal or financial information beyond what is necessary.
ToolMira is not directed at children under 13. We do not knowingly collect personal information from children.
You may request deletion of any personal data you have submitted to us by emailing toolmiraa@gmail.com. We will respond within 30 days.
We may update this Privacy Policy periodically. We will note the revision date at the top of this page.
Questions about privacy? Email us at toolmiraa@gmail.com.
Disclaimer
Last updated: 28 June 2026
Please read this disclaimer carefully before using ToolMira.
All content and calculator results on ToolMira are provided for general informational and educational purposes only. They do not constitute professional financial, legal, tax, medical, or investment advice of any kind.
While we make every effort to ensure our calculators reflect current rates, regulations, and formulas, we cannot guarantee that all information is complete, current, or error-free. Interest rates, tax slabs, GST rates, and other figures change frequently — always verify with official government sources or a qualified professional.
Calculator outputs — including EMI amounts, tax estimates, SIP projections, health metrics, and loan eligibility figures — are estimates based on the inputs you provide. They should not be used as the sole basis for any financial, medical, or legal decision. Consult a certified financial planner, chartered accountant, doctor, or lawyer as appropriate.
Mutual fund and investment calculator results are illustrative projections based on assumed rates of return. Actual returns vary and past performance does not guarantee future results. All investments are subject to market risk.
BMI, BMR, calorie, and other health calculator results are general estimates. They are not a substitute for professional medical advice, diagnosis, or treatment. Always consult a qualified healthcare provider for health-related decisions.
ToolMira and its creators shall not be held liable for any loss, damage, or inconvenience arising from the use of or reliance on any calculator result or information provided on this site.
Links to external websites are provided for convenience only. ToolMira does not endorse or take responsibility for the content of external sites.